“Just a quick note of thanks for introducing me to the concept of Infinite Banking. This concept is not well known and is poorly understood. Anyone who is interested in wealth accumulation should certainly consider this extraordinary vehicle. Again, thank you for your expertise.”

Ronald E. Levine, D.D.S.

 

Welcome to Dentist Banking, where we teach our clients how to act like financial institutions instead of consumers. By understanding and controlling the banking process you can re-capture 100% of office expenses while taking advantage of special tax laws designed to help business owners get an economic edge. These expenses can include automobiles, office furniture, dental chairs, X-ray equipment and anything else your office spends money on. This process of recapturing money is called the Infinite Banking Concept which was founded by R. Nelson Nash.

The first concept to understand is that we finance everything. We either pay someone interest for the use of their money or we give up interest we could have earned by paying cash. Therefore, we finance everything.

The Infinite Banking Concept works this simply: You purchase a whole life insurance policy engineered for maximum banking efficiency, take a loan from yourself (your policy), loan the money to your business to purchase the equipment or finance any expense, and then your company makes payments back to you instead of an outside finance company. When you repay your life insurance policy you have completed the cycle and have re-captured the entire purchase price of that business expense. You have then become the bank and you now make the interest!

The tax advantages are as follows: You can take an investment interest expense (deduction) on the interest that you have paid into your life insurance policy. You can take a corporate deduction on the payments you have made back to yourself and you can still potentially depreciate the asset because you own it. All of these tax incentives are bonuses to the banking system and you should consult your tax advisor before starting.

This process is done with no risk because you control all of the parts involved. Let’s look at an example. Suppose you wanted to buy a dentist chair and it cost $4,000.00. This is how the transaction would look.

If, at the end of this process, the $4,000 is back in your life insurance policy, you have recaptured 100% of the dentist chair cost. This process can and should extend beyond your practice into your daily life. The money is now available to be recycled again and is growing in a safe tax-free environment.

Sign up to order your copy of Nelson Nash’s “Becoming Your Own Banker” book which is the textbook used in teaching the Infinite Banking Concept.

Or you can contact us to schedule a time when we can go over the Infinite Banking Concept in further detail by emailing us below.

"The few who understand the system will either be so interested in its profits or so dependent upon its favors that there will be no opposition from that class while, on the other hand, the great body of people, mentally incapable of comprehending…will bear its burdens without complaint."

-A private communication dated June 25, 1863, from a Rothschild investment house in London to an associate banking firm in New York regarding The National Banking Act of 1863-64